Freedom of spending
Anytime, anywhere
Freedom of spending Anytime, anywhere
Tier Overview
Plans catered for every use case
Basic Tier
For all to use, free forever
Basic Tier
For all to use, free forever
Traveller Tier
For regular users with occasional international travel
Traveller Tier
For regular users with occasional international travel
Gold Tier
Maximum benefits for frequent users who engage in numerous international transactions
Gold Tier
Maximum benefits for frequent users who engage in numerous international transactions
When selecting a tier, consider your typical usage pattern, transaction frequency, and the extent of international card usage. For high-volume users, the savings from reduced fees in higher tiers may outweigh the monthly subscription cost.
Membership details
Membership tiers
Basic Tier
$0
per month
For occasional usage
Traveller Tier
$10
per month
For regular usage, with moderate fees
Gold Tier
$50
per month
For frequent usage, with minimal fees
Variable Transaction Fees
Fee
(% of transaction value)
0.35%
0.20%
0.00%
Fixed Transaction Fees
Fee per Transaction
$0.55
$0.55
$0
Fee-Exempt Transactions per Month
0
25
Not applicable*
*Gold tier members are exempt from fixed transaction fees, potentially resulting in substantial cost savings for frequent users.
Foreign Exchange Conversion Fee
For all non-USD transactions, a spread over the Visa Exchange Rate is applied. This is supplementary to any applicable Variable Transaction Fees.
Fee
(% of transaction value)
2.00%
1.20%
1.00%
*Higher tiers benefit from reduced FX conversion rates, enhancing cost-effectiveness for international transactions.
ATM Withdrawal Fees
Applicable to all ATM withdrawals:
Domestic ATM fee
(Hong Kong)
$2.50 / transaction + 1% of transaction value
International ATM fee
(Non-Hong Kong)
$2.50 / transaction + 2% of transaction value
Additional Fees
Chargeback Fee
$50 per chargeback request
Transaction Refunds
2.00% of transaction value
Apple Pay Fees
0.1% of transaction value
Reversal Fees
Standard fixed transaction fees per reversal apply
Important Considerations
All monetary figures in this document are expressed in USD.
International fees are applicable to all transactions and ATM withdrawals executed outside of Hong Kong.
The FX Conversion Rate is an additional charge applied exclusively to non-USD transactions, and is in addition to other fees which may be charged.
While higher tiers incur larger monthly fees, they offer potential savings on per-transaction costs and currency conversion, which may be advantageous for frequent users or those who regularly engage in foreign currency transactions. For example, Gold tier members are exempt from fixed transaction fees, which may result in significant savings for high-volume transactors.
We recommend a thorough review of this fee structure to determine the tier most appropriate for your financial needs. For any inquiries regarding these fees or their application to your account, please contact our customer support department.
It’s never been easier to
pay using gold,
anytime, anywhere.
© 2024 Golden Fame Technology Limited. All Rights Reserved.
It’s never been easier to
pay using gold,
anytime, anywhere.
© 2024 Golden Fame Technology Limited. All Rights Reserved.
It’s never been easier to
pay using gold,
anytime, anywhere.
© 2024 Golden Fame Technology Limited. All Rights Reserved.
Membership details
Membership tiers
Basic Tier
$0
per month
For occasional usage
Variable Transaction Fees
Fee
(% of transaction value)
0.35%
Fixed Transaction Fees
Fee per Transaction
$0.55
Fee-Exempt Transactions per Month
0
*Gold tier members are exempt from fixed transaction fees, potentially resulting in substantial cost savings for frequent users.
Foreign Exchange Conversion Fee
For all non-USD transactions, a spread over the Visa Exchange Rate is applied. This is supplementary to any applicable Variable Transaction Fees.
Fee
(% of transaction value)
2.00%
*Higher tiers benefit from reduced FX conversion rates, enhancing cost-effectiveness for international transactions.
ATM Withdrawal Fees
Applicable to all ATM withdrawals:
Domestic ATM fee (Hong Kong)
$2.50 / transaction + 1% of transaction value
International ATM fee
(Non-Hong Kong)
$2.50 / transaction + 1% of transaction value
Additional Fees
Applicable to all ATM withdrawals:
Chargeback Fee
$50 per chargeback request
Transaction Refunds
2.00% of transaction value
Apple Pay Fees
0.1% of transaction value
Reversal Fees
Standard fixed transaction fees per reversal apply
Traveller Tier
$10
per month
For regular usage, with moderate fees
Variable Transaction Fees
Fee
(% of transaction value)
0.20%
Fixed Transaction Fees
Fee per Transaction
$0.55
Fee-Exempt Transactions per Month
25
*Gold tier members are exempt from fixed transaction fees, potentially resulting in substantial cost savings for frequent users.
Foreign Exchange Conversion Fee
For all non-USD transactions, a spread over the Visa Exchange Rate is applied. This is supplementary to any applicable Variable Transaction Fees.
Fee
(% of transaction value)
1.20%
*Higher tiers benefit from reduced FX conversion rates, enhancing cost-effectiveness for international transactions.
ATM Withdrawal Fees
Applicable to all ATM withdrawals:
Domestic ATM fee (Hong Kong)
$2.50 / transaction + 1% of transaction value
International ATM fee
(Non-Hong Kong)
$2.50 / transaction + 1% of transaction value
Additional Fees
Applicable to all ATM withdrawals:
Chargeback Fee
$50 per chargeback request
Transaction Refunds
2.00% of transaction value
Apple Pay Fees
0.1% of transaction value
Reversal Fees
Standard fixed transaction fees per reversal apply
Gold Tier
$50
per month
For frequent usage, with minimal fees
Variable Transaction Fees
Fee
(% of transaction value)
0.00%
Fixed Transaction Fees
Fee per Transaction
$0
Fee-Exempt Transactions per Month
Not applicable*
*Gold tier members are exempt from fixed transaction fees, potentially resulting in substantial cost savings for frequent users.
Foreign Exchange Conversion Fee
For all non-USD transactions, a spread over the Visa Exchange Rate is applied. This is supplementary to any applicable Variable Transaction Fees.
Fee
(% of transaction value)
1.00%
*Higher tiers benefit from reduced FX conversion rates, enhancing cost-effectiveness for international transactions.
ATM Withdrawal Fees
Applicable to all ATM withdrawals:
Domestic ATM fee (Hong Kong)
$2.50 / transaction + 1% of transaction value
International ATM fee
(Non-Hong Kong)
$2.50 / transaction + 1% of transaction value
Additional Fees
Applicable to all ATM withdrawals:
Chargeback Fee
$50 per chargeback request
Transaction Refunds
2.00% of transaction value
Apple Pay Fees
0.1% of transaction value
Reversal Fees
Standard fixed transaction fees per reversal apply